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Who Qualifies?

Pointe West Credit Solutions was created to ensure that everyone has the opportunity to drive a safe & reliable vehicle.

Pointe West Credit Solutions provides customized auto financing for all types of situations:

  • Bad Credit Auto Loans
  • Bankruptcy Auto Loans
  • No Credit Auto loans
  • No Down Payment Auto Loans
  • New to Canada Auto Loans
  • In Consumer Proposal Auto Loans
  • OPD (orderly payment of debt) Auto Loans

No matter what has happened in your past, we can help.

We work with people who have good, fair, bad, or no previous repayment history, as well as with people who have zero or no money down. We can help with really bad situations such as multiple bankruptcies, multiple repossessions outside of bankruptcy at different times, currently delinquent on all existing obligations, repossessions less than one year old, or history of writing bad checks over a long period of time. We also work with people who are in consumer proposals, or OPD (orderly payment of debt).

Is Pointe West Credit Solutions for me?

Pointe West Credit Solutions is for people that cannot get pre-approved for an auto loan through traditional lending sources such as local banks, credit unions or the lending arms of car manufacturers such as Ford Credit, and GMAC. These lending sources normally will not finance vehicles under the following circumstances:

  • If your credit score is low.
  • If you are new to Canada.
  • If you have ever filed for bankruptcy.
  • If your income level is low.
  • If you have zero down payment.
  • If you have ever had a vehicle repossessed.
     

How do I Qualify for Pointe West Credit Solutions?

The basic qualifications are:

  • Minimum employment of 3 months.
  • Currently reside in Canada.
  • Canadian citizenship or legal residents.
  • Able to obtain automobile insurance.
  • Possess a valid driver’s license.
  • Full time employment or guaranteed fixed income for the length of the loan.
  • A working phone number and proof of residence such as a utility or credit card statement.

This is a completely FREE service.

Everyone deserves another chance at having credit and it is our job to help you get it back. Pointe West Credit Solutions has helped thousands of Canadians obtain personal auto loans. Our friendly and knowledgeable team of specialists is ready to help you purchase your next vehicle TODAY.